GAP Insurance - Vehicle Loan & Lease Protection starting at $185

GAP Insurance is now available to pay the difference between the Actual Cash Value of your vehicle and what you still owe when your vehicle is totaled or stolen.

Deficiency Balance Protection up to $25,000
Select 2 or 3 years of coverage for the "Critical Period"

Important message to our customers

Thank you for visiting GapDirect. We are currently not accepting new applications while we update our program and website. Please check back with us in the first quarter of 2021.

A serious accident or theft of your vehicle is a significant event. It gets worse when you discover your insurance was not enough to pay off your loan.

Fortunately, GAP Insurance is now available to pay the difference between the Actual Cash Value of your vehicle and what you still owe when your vehicle is totaled or stolen.

Today, GAP protection is often available through dealers and lenders. The bad news is that they usually mark the price up significantly to generate extra profits and it will increase your monthly payments.

The good news is that you can now purchase GAP Insurance direct online and have GAP protection when you need it most at a price that can save you hundreds of dollars. GapDirect is offered directly to you by Western General Insurance Company with over 115,000 GAP polices sold since 1994.

GapDirect Updates

Arizona may not have daylight savings, but certainly has GAP insurance savings! GapDirect.com now available to #Arizona residents.

The march to save a pretty penny continues to the Land of Lincoln. GapDirect now available to #Illinois residents.

The Liberty Bell is ringing in the good news! GapDirect is now available to #Pennsylvania residents.