GapDirect has you covered.

GAP Direct Benefits

  • Loans/Leases up to 72-months are eligible.
  • Pays your GAP (deficiency balance) up to $25,000.
  • Includes your Deductible up to $1,000. Deductible coverage is not available for LEASES in Illinois per state regulation.
  • Includes your current payment, if not paid, up to 10-days past due.
  • Benefits are available even if you don't have primary insurance.
  • Available for New and Existing Loans/Leases. Start coverage today!

The "Critical Period" for GAP exposure is during the early part of the loan/lease contract which can be the first two or three years depending on down payment, term, and type of vehicle. That's the period when you are most likely to owe more than what insurance will pay for a total loss or theft of your vehicle.

The affordable options shown here let you select your term of coverage and pay for just what you need. You will always have the option to renew for more coverage if needed.

Loans

$185
2-Years
One Payment
$240
3-Years
One Payment

Leases

$222
2-Years
One Payment
$288
3-Years
One Payment

Security & Value starting at $185

Purchase Today